Be Boring. Get some Life Insurance.
There’s nothing sexy about insurance I’m going to be perfectly honest. There’s nothing sexy about insurance. Which is perfect because I’m a boring accountant licensed to sell life insurance. Buying life insurance is like admitting you’re a responsible adult. For a younger demographic it’s like the definition of “Adulting”. But the truth is often, insurance should NOT […]
Segregated funds combine the growth potential of investment funds with added benefits
Segregated funds are like mutual funds but different. They are market based investments which offer professional management, diversification and growth from exposure to stocks and other assets like mutual funds. However, while they may act like mutual funds, segregated funds are insurance products offered by insurance companies and so they come with a built-in insurance […]
Why you or a loved one with a disability need an RDSP
The quick answer is FREE MONEY and Tax sheltered savings that don’t impact other social assistance programs or eligibility to other benefits like ODSP in Ontario. Registered Disability Savings Plans (RDSP) were introduced in 2008 as a long term tax deferred savings plan intended to help individuals, parents and others save for the long term financial […]
The difference between Term and Perm
Buying life insurance is all about providing a financial safety net for loved ones should you not be around to take care of them sometime in the future. It’s about covering certain expenses like final costs, student education costs and ongoing living expenses for loved ones should you die prematurely. If someone you care about […]
Myth Busting: Mortgage Insurance and Life Insurance are not the same
Mortgage insurance (also known as Credit Insurance) is not the same as Life Insurance but I fear that too many consumers don’t know the difference. A lot of Mortgage or Credit Insurance is sold by lenders when consumers purchase a home or take out a line of credit. Lenders know how to lend but I […]
